:root{--navy:#0f2444;--blue:#1d63ed;--blue-d:#154bb5;--ink:#1c2733;--mut:#5b6b7c;
--bg:#f6f8fb;--card:#fff;--line:#e3e9f1;--gold:#c8871a;--r:14px}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:-apple-system,"PingFang TC","Noto Sans TC","Microsoft JhengHei",sans-serif;
color:var(--ink);background:var(--bg);line-height:1.75;font-size:16px}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%;height:auto;border-radius:8px}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header.top{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50}
.topbar{display:flex;align-items:center;gap:18px;padding:12px 20px;max-width:1080px;margin:0 auto;flex-wrap:wrap}
.logo{font-weight:800;font-size:1.15rem;color:#fff;letter-spacing:.5px}
.logo span{color:#7fb0ff}
nav.main{display:flex;gap:4px;flex-wrap:wrap}
nav.main a{color:#dbe6f5;padding:6px 10px;border-radius:8px;font-size:.92rem}
nav.main a:hover{background:rgba(255,255,255,.12);text-decoration:none}
.hero{background:linear-gradient(160deg,var(--navy) 0%,#173763 60%,#1d63ed 130%);color:#fff;padding:72px 0 64px}
.hero h1{font-size:clamp(1.7rem,4.2vw,2.6rem);line-height:1.35;letter-spacing:.5px}
.hero p.sub{margin:18px 0 30px;color:#c9d8ee;max-width:640px;font-size:1.05rem}
.btn{display:inline-block;padding:12px 24px;border-radius:10px;font-weight:700;text-decoration:none}
.btn:hover{text-decoration:none;filter:brightness(1.08)}
.btn-p{background:#fff;color:var(--navy)}
.btn-s{background:rgba(255,255,255,.14);color:#fff;border:1px solid rgba(255,255,255,.4)}
.btn-b{background:var(--blue);color:#fff}
.btn-row{display:flex;gap:14px;flex-wrap:wrap}
section.blk{padding:52px 0}
section.blk.alt{background:#fff}
h2.sec{font-size:1.55rem;color:var(--navy);margin-bottom:8px}
p.sec-sub{color:var(--mut);margin-bottom:28px}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.card h3{color:var(--navy);font-size:1.08rem;margin-bottom:8px}
.card p{color:var(--mut);font-size:.94rem}
.card a.more{font-size:.9rem;font-weight:700}
.stat{text-align:center;padding:26px 16px}
.stat b{display:block;font-size:1.9rem;color:var(--blue);font-weight:800}
.stat span{color:var(--mut);font-size:.9rem}
.step{position:relative;padding-left:0}
.step b{display:inline-flex;width:30px;height:30px;border-radius:50%;background:var(--blue);
color:#fff;align-items:center;justify-content:center;margin-bottom:10px;font-size:.95rem}
.pill{display:inline-block;background:#e8f0fe;color:var(--blue-d);border-radius:99px;
padding:2px 12px;font-size:.8rem;font-weight:700;margin-bottom:10px}
.pill.gray{background:#eef1f5;color:var(--mut)}
.breadcrumb{font-size:.85rem;color:var(--mut);padding:14px 0}
.breadcrumb a{color:var(--mut)}
.pagehead{background:var(--navy);color:#fff;padding:44px 0 38px}
.pagehead h1{font-size:clamp(1.5rem,3.4vw,2.1rem)}
.pagehead p{color:#c9d8ee;margin-top:10px;max-width:660px}
article.post{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:34px;max-width:800px;margin:0 auto}
article.post h2{color:var(--navy);margin:30px 0 12px;font-size:1.35rem}
article.post h3{color:var(--navy);margin:24px 0 10px;font-size:1.15rem}
article.post h4{margin:18px 0 8px;font-size:1.02rem}
article.post p{margin:12px 0}
article.post ul,article.post ol{margin:12px 0 12px 24px}
article.post blockquote{border-left:4px solid var(--blue);background:#f2f6fd;padding:12px 18px;margin:16px 0;border-radius:0 8px 8px 0}
article.post hr{border:none;border-top:1px solid var(--line);margin:26px 0}
.meta{color:var(--mut);font-size:.85rem;margin:8px 0 20px}
.ctabox{background:linear-gradient(150deg,#173763,#1d63ed);color:#fff;border-radius:var(--r);padding:30px;margin:34px auto 0;max-width:800px;text-align:center}
.ctabox h3{margin-bottom:8px}
.ctabox p{color:#cfe0f6;margin-bottom:18px;font-size:.95rem}
.flow{display:flex;flex-wrap:wrap;gap:8px;align-items:center;color:var(--navy);font-weight:700}
.flow span.arrow{color:var(--gold)}
footer{background:var(--navy);color:#9fb4cf;padding:44px 0;margin-top:56px;font-size:.9rem}
footer a{color:#cfe0f6}
footer .cols{display:grid;gap:26px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));margin-bottom:26px}
footer h4{color:#fff;margin-bottom:10px;font-size:.98rem}
.evt{display:flex;gap:16px;align-items:baseline;flex-wrap:wrap}
.searchbox{margin:20px 0}
.searchbox input{width:100%;max-width:460px;padding:12px 16px;border:1px solid var(--line);border-radius:10px;font-size:1rem}
#sres li{list-style:none;padding:8px 0;border-bottom:1px solid var(--line)}
.qz label{display:block;background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 14px;margin:6px 0;cursor:pointer}
.qz label:hover{border-color:var(--blue)}
.qz fieldset{border:none;margin-bottom:22px}
.qz legend{font-weight:700;color:var(--navy);margin-bottom:6px}
.toolout{background:#f2f6fd;border:1px solid #cfdefa;border-radius:var(--r);padding:24px;margin-top:24px}
.num input{width:100%;max-width:320px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;font-size:1rem;margin:4px 0 14px}
.num label{font-weight:700;color:var(--navy);display:block}
@media(max-width:640px){.topbar{padding:10px 14px}nav.main a{padding:5px 7px;font-size:.85rem}}